The 5 Most Common Home-Buying Myths BUSTED  Is the idea of having a home of your own become more important to you? It’s totally understandable that you reach a point that you don’t want to rent anymore or you want a home that better reflects your needs and wants.  When you purchase a house, a […]

The 6 Biggest Mistakes to Avoid When Buying Your First Home It’s both exciting and a little scary to buy your first home. That feeling of nervousness and not knowing what to expect is normal!   That’s why it’s important to have a strategy from start to finish if you want to find the right […]

How To Prepare Now to Buy a Home Later  Buying a home takes a lot of preparation and planning. It’s important to get your finances in order and other tasks done before you even start house hunting! Keep in mind that this early stage of the buying process doesn’t happen overnight. It takes time on […]

Are You Ready to Buy a Home? 4 Things to Think About First Buying a home most likely will be one of your biggest purchases, and that’s why the decision to become a homeowner should be very personal one.  The timing should be determined by your own particular situation and finances and never because everyone […]

Tips on Buying a Home with a Yard Having a yard for the first time can be exciting. You’ve got this extra living space to use for gathering with friends and family, or just hanging out and relaxing outside in the fresh air.  But before you start thinking of buying that fire pit and inviting […]

What’s the Difference Between a Condo and Co-op? Are you a little confused about the difference between a condominium and a cooperative? You’re not alone.  It’s easy to be confused since co-ops and condos do look similar from the outside, even have some of the same amenities, and day-to-day living is pretty comparable.  However, they […]

The Lowdown on Loans – What Determines Your Mortgage Rate? Understanding mortgage loans and interest rates can be confusing and frustrating for many homebuyers. It doesn’t help that most advertised rates are just a marketing ploy to lure you in! In fact, a lender looks at several factors to determine an interest rate based on […]

Should You Use 401k Money for a Down Payment? Did you know that you can borrow money to buy a home from yourself if you have a 401k plan? Getting a 401k loan is one way to get additional money toward a down payment.  It’s a lump sum of money that is already yours — […]

The 10 “Credit Score” Commandments  How to Get Your Credit Score Up — Week 4 This series shines a light on the importance of your credit score when buying a home. Most buyers need to take out a mortgage, and that’s when your finances become an open book. Lenders will need to gauge if you’re […]

3 Common Mistakes that Lower Credit Scores How to Get Your Credit Score Up — Week 3 Having a high credit score is important all the time, whether you are buying a home anytime soon or not.  Your FICO score and credit report are so vital to getting any type of loan, and this series […]